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Business Rates - Bank of Zachary

Business Checking Rates

Effective Date: 1/18/2025

Business Checking Account (Rate Table)
Interest RateAPY*Minimum To OpenMinimum To Obtain APY
e-Z BIZ Interest0.40%0.40%$2,500$2,500
e-Z Money Market Commercial1.20%
2.15%
3.05%
1.21%
2.17%
3.09%
$1,500
$1,500
$1,500

$0 to $24,999.99 (Tier 1)
$25,000.00 to $99,999.99 (Tier 2)
$100,000.00 + (Tier 3)

*APY = Annual Percentage Yield.
These rates may change after the account is opened.  Fees may reduce earnings in these accounts.


Business Savings Rates

Effective Date: 1/18/2025

Business Savings (Rate Table)
Interest RateAPY*Minimum To OpenMinimum To Obtain APY
1.00%1.00%$100$100

*APY = Annual Percentage Yield.
These rates may change after the account is opened.  Fees may reduce earnings in these accounts.


Business Certificates of Deposit

Effective Date: 1/18/2025

Business Certificates of Deposit (Rate Table)
Interest RateAPY*Minimum To OpenMinimum To Obtain APY
30 Days2.05%2.07%$2,500$2,500
90 Days2.65%2.68%$2,500$2,500
6 Months3.25%3.28%$2,500$2,500
11 Months**5.09%5.10%$2,500$2,500
12 Months4.15%4.22%$2,500$2,500
18 Months3.75%3.80%$2,500$2,500
2 Years3.80%3.85%$2,500$2,500
3 Years3.10%3.14%$2,500$2,500
4 Years3.15%3.19%$2,500$2,500
5 Years3.20%3.24%$2,500$2,500

*APY = Annual Percentage Yield.
Note: These rates may change at any time without prior notice.
For CDs, the interest rate is fixed for the term. A penalty is imposed for early withdrawal. Fees could reduce earnings on the account.
These CDs automatically renew.
**The 11 Month CD automatically renews as a 6 Month Certificate of Deposit.


Business Loans

Whether you are looking to purchase equipment or secure a line of credit, we can tailor a loan program to your business.