Business Checking Rates

Effective Date: 4/9/2026

Business Checking Account (Rate Table)
Interest RateAPY*Minimum To OpenMinimum To Obtain APY
e-Z BIZ Interest0.40%0.40%$2,500$2,500
e-Z Commercial Money Market

0.25%
0.85%
1.50%
1.75%
2.25%

0.25%
0.85%
1.51%
1.75%
2.27

$1,500
$1,500
$1,500

$1,500.00 - 24,999.99 (Tier 1)
$25,000.00 - $99,999.99 (Tier 2)
$100,000.00 - 249,999.99 (Tier 3)
$250,000.00 - $499,999.99 (Tier 4)
$500,000 + (Tier 5)

*APY – Annual Percentage Yield 

Interest is calculated on the daily collected balance and paid on the entire balance based on the applicable tier. Interest is compounded and credited monthly. The interest rate and Annual Percentage Yield (APY) for each tier may change at any time. Fees may reduce earnings on these accounts.

 


Business Savings Rates

Effective Date: 4/9/2026

Business Savings (Rate Table)
Interest RateAPY*Minimum To OpenMinimum To Obtain APY
1.00%1.00%$100$100

*APY = Annual Percentage Yield.
These rates may change after the account is opened.  Fees may reduce earnings in these accounts.


Business Certificates of Deposit

Effective Date: 4/9/2026

Business Certificates of Deposit (Rate Table)
Interest RateAPY*Minimum To OpenMinimum To Obtain APY
30 Days2.05%2.07%$2,500$2,500
90 Days2.65%2.68%$2,500$2,500
6 Months3.25%3.28%$2,500$2,500
11 Months**5.09%5.10%$2,500$2,500
12 Months4.15%4.22%$2,500$2,500
18 Months3.75%3.80%$2,500$2,500
2 Years3.80%3.85%$2,500$2,500
3 Years3.10%3.14%$2,500$2,500
4 Years3.15%3.19%$2,500$2,500
5 Years3.20%3.24%$2,500$2,500

*APY = Annual Percentage Yield.
Note: These rates may change at any time without prior notice.
For CDs, the interest rate is fixed for the term. A penalty is imposed for early withdrawal. Fees could reduce earnings on the account.
These CDs automatically renew.
**The 11 Month CD automatically renews as a 6 Month Certificate of Deposit.


Business Loans

Whether you are looking to purchase equipment or secure a line of credit, we can tailor a loan program to your business.